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Customer service

Khata (credit book)

adminincluded in every plan

What it does

Customer credit ledger

The khata — the customer credit book — has run Indian jewellery counters for generations. This module keeps the same relationship, minus the disputes: credit extended, payments received and the running balance live in append-only entries both sides can see.

No more "the notebook says otherwise". The customer sees their khata in your app; your staff see it at the counter; the owner sees total credit outstanding across the house.

How it works in your store

  • Open a khata per trusted customer with a credit limit you set
  • Credit sales at POS post to the khata as ledger entries
  • Payments against the khata reduce the balance — cash, UPI or bank
  • The customer sees their balance and history in your app
  • Owner report: credit outstanding by customer, age and branch

On your surfaces

Khata ledger for a customer — credits, payments, running balance
Customer's own khata view in your app

Questions jewellers ask

Can an entry be quietly changed?

No — khata entries are append-only like the rest of the ledger. Corrections are visible reversing entries, which is exactly what keeps both sides honest.

Does the customer see the same numbers?

Yes — the balance in their app is the balance at your counter. One ledger, two views.

Can I cap how much credit a customer gets?

Yes — per-khata credit limits are enforced at billing time.

See this module running on a live store.